Planning & Development

Flood insurance premiums lower in College Station

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By Donnie Willis, Environmental Engineer/Drainage Inspector

In July, the Texas Water Development Board evaluated the City of College Station’s floodplain management ordinances and enforcement practices to determine their effectiveness in meeting National Flood Insurance Program (NFIP) regulations.

The report found that College Station is one of the few communities with no issues.

In 1968, Congress created NFIP to help provide flood insurance to homeowners, renters, and business owners. Participating communities agree to adopt and enforce ordinances that meet or exceed Federal Emergency Management Agency (FEMA) requirements to reduce the risk of flooding.

The program rates the City of College Station as a Class-7 Community, which results in lower flood insurance premiums. Our flood insurance rates are reduced 15 percent for structures in Special Flood Hazard Areas and 5 percent in 500-year areas. Preferred Risk Policies are already at reduced rates and don’t have additional premium reductions.

Flood insurance basics

Anywhere it rains, it can flood. And it only takes a few inches of water to cause major home damage. Since standard homeowner’s insurance doesn’t cover flooding, it’s important to know your flood insurance options.

Many people are under the misconception that they are ineligible for flood insurance because of where they live, or their mortgage status. But the truth is, most can get flood insurance if they live in or outside a floodplain, their property has flooded before, and even if their mortgage broker doesn’t require it.

The law requires flood insurance for property owners in high-risk areas, or Special Flood Hazard Areas, with a federally-backed mortgage. Also, if you’ve received a federal grant or loan for previous flood losses, you must have a flood policy to qualify for future aid.

For more details about flood insurance, visit FloodSmart.gov. To learn more about local floodplain management, visit cstx.gov/floodplains.

 


Willis_DonnieAbout the Author

Donnie Willis is in his 12th year as the City of College Station’s environmental engineer and drainage inspector. After 23 years in the U.S. Army, he served as the safety and environmental compliance manager at Trajen, Inc., from 2000-04. A native of Evans, La., Willis earned a bachelor’s degree in aeronautics from Embry-Riddle Aeronautical University in 1987 and an associate of science degree in occupational safety and health for Texas State Technical College in 1995.


 

Photo Credit: lightwise / 123RF Stock Photo

 

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Councilwoman Brick: What makes a great city?

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By Blanche Brick, Place 1 City Councilwoman

After serving on the College Station City Council for the past four years, I would like to offer my reflections on what makes a great city.

College Station has been experiencing a vigorous rate of growth. This experience has led the city council, city staff and the community to think long and hard about how to respond in a reasonable and sustainable way.

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Live Blog: Monday’s city council meetings (Nov. 23)

College Station City Council

Welcome to our live blog from the College Station City Council’s workshop and regular meetings on Monday, Nov. 23. It’s not the official minutes.

The meeting is being broadcast live on Suddenlink Channel 19 and streamed online. An archive of previous council meetings is available on the website.

The workshop will start about 5:30 p.m., followed by the regular meeting at 7.

5:40 p.m.

The workshop has started.

Elected Mayor Pro Tem

The council voted unanimously to elect Place-4 Councilman John Nichols for a one-year term as mayor pro tem, which acts as mayor if the mayor is disabled or absent. Nichols replaces Place-1 Councilwoman Blanche Brick in that role.

5:41 p.m. (more…)


You can be properly insured ─ even in a floodplain

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14877773_lBy Donnie Willis, Environmental Engineer

A flood can happen anywhere it rains, and only a few inches of water can cause major damage to your home.

Since standard homeowner’s insurance doesn’t cover flooding, it’s important to know your options. Despite common misconceptions, all homeowners, business owners and renters can get flood insurance regardless of whether they live in a floodplain or if their property has flooded before.

The City of College Station participates in the National Flood Insurance Program and is rated as a Class-7 Community, which means our residents pay lower flood insurance premiums. Rates are reduced 15 percent for structures in Special Flood Hazard Areas and 5 percent in Non-Special Flood Hazard Areas.

Flood insurance is required for property owners living in a high-risk area ─ or special flood hazard area ─ with a federally-backed mortgage. If you’ve received a federal grant or loan for previous flood losses, you must have a flood policy to qualify for future aid.

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Podcast: The perplexing profession of Planner Prochazka

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By Jay Socol, Public Communications Director

While the work of our Planning & Development Services professionals may not be high-profile, the results of their labor sometimes are. They facilitate and implement College Station’s growth – including the monster-sized developments – based on codes, ordinances, and visionary plans.

In this podcast, Principal Planner Jennifer Prochazka discusses the challenges of her profession, the continuing urban legend of why we don’t have a Joe’s Crab Shack, and how her kids have no idea what she does. (more…)


Five things to watch at Thursday’s city council meetings

2014 Council

By Colin Killian, Communications Manager

The College Station City Council gathers Thursday at city hall for its workshop (5 p.m.) and regular (7 p.m.) meetings. Here are five items to watch:

  1. Possible Projects for Bond Election: The council will have a workshop discussion on the Citizen Advisory Committee’s recommendations for facilities projects to include in a possible November bond election. The council will also talk about other funding options for the transportation projects.
  2. Gateway Marker Design: The council will receive a workshop presentation on the design of markers for the city’s gateways.
  3. CSPD Recognition: In the regular meeting, the council will recognize the College Station Police Department for achieving compliance with the Texas Police Chiefs Association’s best practices program.
  4. Francis Drive Changes: As part of the consent agenda, the council will consider three items related to Francis Drive: an all-way stop at the Walton Drive intersection; a yield sign for the free right-turn bay from southeast bound Walton; and a prohibition on left turns into the driveway at College Hills Elementary School during drop-off and pick-up times.
  5. Rock Prairie Road Development: The council will consider a performance-based agreement to facilitate the development of 232 acres on the south side of Rock Prairie Road at the future Bird Pond Road intersection. The action is another step in the implementation of the Medical District Master Plan. The council will also look at the creation of the related Rock Prairie Management District No. 2 and its board of directors.

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