Do you have a flood insurance policy? As part of Texas Flood Awareness Week, the City of College Station reminds residents to be prepared. Purchasing flood insurance is one of the most important steps you can take to protect your home and possessions in the event of a flood. Don’t be left out in the rain. Continue reading Proper insurance is the first step in reducing flood-related risks
Did you know flash flooding is the No. 1 cause of weather-related damage in Texas? Sadly, our great state often leads the nation in flood-related deaths. As part of Texas Flood Awareness Week, the City of College Station reminds residents to be prepared. Continue reading 3 steps to make sure you’re ready for a flash flood
Welcome to our live blog from the College Station City Council’s workshop and regular meetings on Thursday, March 23. The meeting is being broadcast live on Suddenlink Channels 19 and 119 (HD) and online at cstx.gov/cstv19. The workshop will start about 6 p.m., followed by the regular meeting at 7. Continue reading Live Blog: Thursday’s city council meetings (March 23)
The College Station City Council gathers Thursday at city hall for its workshop (6 p.m.) and regular (7 p.m.) meetings. Here are five items to watch. Continue reading 5 things to watch at Thursday’s city council meetings
In July, the Texas Water Development Board evaluated the City of College Station’s floodplain management ordinances and enforcement practices to determine their effectiveness in meeting National Flood Insurance Program regulations. The report found that College Station is one of the few communities with no issues. Continue reading Flood insurance premiums lower in College Station
By Donnie Willis, Environmental Engineer
A flood can happen anywhere it rains, and only a few inches of water can cause major damage to your home.
Since standard homeowner’s insurance doesn’t cover flooding, it’s important to know your options. Despite common misconceptions, all homeowners, business owners and renters can get flood insurance regardless of whether they live in a floodplain or if their property has flooded before.
The City of College Station participates in the National Flood Insurance Program and is rated as a Class-7 Community, which means our residents pay lower flood insurance premiums. Rates are reduced 15 percent for structures in Special Flood Hazard Areas and 5 percent in Non-Special Flood Hazard Areas.
Flood insurance is required for property owners living in a high-risk area ─ or special flood hazard area ─ with a federally-backed mortgage. If you’ve received a federal grant or loan for previous flood losses, you must have a flood policy to qualify for future aid.
Continue reading “You can be properly insured ─ even in a floodplain”
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